/* =========================================================
   TOKENS
   ========================================================= */
   :root{
    --bg-base:#F5F2ED;
    --bg-card:#FFFFFF;
    --bg-alt:#EDE8DF;
    --bg-deep:#22252A;
    --bg-deep-card:#2A2D33;
    --text-primary:#22252A;
    --text-body:#3A3A3A;
    --text-muted:#6B6B6B;
    --text-light:#E2E5E0;
    --accent-sage:#5F7A5D;
    --accent-sand:#B5975C;
    --accent-sand-hover:#9C8047;
    --border-subtle:rgba(34,37,42,0.12);
    --border-sage:rgba(95,122,93,0.3);
    --logo-blue:#1E3FA8;
    --logo-orange:#E8761E;
    --serif:'EB Garamond',Georgia,serif;
    --sans:'DM Sans',system-ui,sans-serif;
    --devnag:'Noto Serif Devanagari',serif;
    --container:1280px;
    --section-y:clamp(64px,8vw,120px);
  }
  
  /* =========================================================
     RESET + BASE
     ========================================================= */
  *,*::before,*::after{box-sizing:border-box}
  html{scroll-behavior:smooth}
  body{
    margin:0;
    font-family:var(--sans);
    font-size:17px;
    line-height:1.7;
    color:var(--text-body);
    background:var(--bg-base);
    -webkit-font-smoothing:antialiased;
    text-rendering:optimizeLegibility;
  }
  img{max-width:100%;display:block}
  a{color:inherit;text-decoration:none}
  button{font:inherit;cursor:pointer;border:none;background:none;color:inherit}
  h1,h2,h3,h4{margin:0;font-family:var(--serif);font-weight:400;color:var(--text-primary);letter-spacing:-0.01em}
  p{margin:0 0 1em}
  .sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
  
  /* =========================================================
     LAYOUT
     ========================================================= */
  .container{max-width:var(--container);margin:0 auto;padding:0 32px}
  section{padding:var(--section-y) 0;position:relative}
  .section-label{
    display:inline-block;
    font-family:var(--sans);
    font-weight:500;
    font-size:12px;
    color:var(--accent-sage);
    text-transform:uppercase;
    letter-spacing:0.16em;
    margin-bottom:20px;
    position:relative;
    padding-left:32px;
  }
  .section-label::before{
    content:"";
    position:absolute;
    left:0;top:50%;
    width:22px;height:1px;
    background:var(--accent-sage);
  }
  .section-head h2{
    font-size:clamp(32px,4.2vw,52px);
    line-height:1.08;
    max-width:820px;
    margin-bottom:14px;
  }
  .section-head .lede{
    max-width:620px;
    color:var(--text-body);
    font-size:17px;
  }
  
  /* =========================================================
     BUTTONS
     ========================================================= */
  .btn{
    display:inline-flex;align-items:center;gap:10px;
    font-family:var(--sans);font-weight:500;font-size:13px;
    text-transform:uppercase;letter-spacing:0.12em;
    padding:18px 28px;
    transition:all .25s ease;
    border:1px solid transparent;
    min-height:48px;
  }
  .btn-primary{background:var(--accent-sand);color:var(--bg-deep)}
  .btn-primary:hover{background:var(--accent-sand-hover);color:#fff;transform:translateY(-1px)}
  .btn-secondary{background:transparent;color:var(--accent-sand);border-color:var(--accent-sand)}
  .btn-secondary:hover{background:var(--accent-sand);color:var(--bg-deep)}
  .btn-dark{background:var(--bg-deep);color:var(--text-light)}
  .btn-dark:hover{background:#000}
  .btn svg{width:14px;height:14px}
  
  /* =========================================================
     NAV
     ========================================================= */
  .nav{
    position:fixed;top:0;left:0;right:0;
    z-index:100;
    padding:18px 0;
    transition:all .3s ease;
    background:transparent;
    border-bottom:1px solid transparent;
  }
  .nav.scrolled{
    background:rgba(245,242,237,0.96);
    backdrop-filter:saturate(140%) blur(10px);
    border-bottom-color:var(--border-subtle);
    padding:12px 0;
  }
  .nav-inner{display:flex;align-items:center;justify-content:space-between;gap:24px}
  .nav-brand{display:flex;align-items:center;gap:12px;flex-shrink:0;text-decoration:none}
  .nav-brand img{width:64px;height:64px;object-fit:contain;flex-shrink:0}
  .brand-text{display:flex;flex-direction:column;line-height:1;white-space:nowrap}
  .brand-text .b1{font-family:var(--serif);font-weight:500;font-size:30px;color:var(--text-primary);letter-spacing:-0.01em;white-space:nowrap}
  .brand-text .b2{font-family:var(--sans);font-weight:400;font-size:11px;color:var(--accent-sage);text-transform:uppercase;letter-spacing:0.18em;margin-top:3px;white-space:nowrap}
  .nav-links{display:flex;gap:24px;align-items:center}
  .nav-links a{
    font-family:var(--sans);font-weight:500;font-size:17px;color:var(--text-primary);
    position:relative;padding:6px 0;
  }
  .nav-links a::after{
    content:"";position:absolute;left:0;right:0;bottom:-2px;
    height:1px;background:var(--accent-sage);
    transform:scaleX(0);transform-origin:left;transition:transform .3s ease;
  }
  .nav-links a:hover::after{transform:scaleX(1)}
  .nav-cta{display:flex;align-items:center;gap:14px}
  .nav-phone{
    display:inline-flex;align-items:center;gap:8px;
    font-family:var(--sans);font-weight:500;font-size:17px;color:var(--text-primary);
    padding:10px 14px;border:1px solid var(--border-subtle);
    transition:all .25s ease;
  }
  .nav-phone:hover{border-color:var(--accent-sage);color:var(--accent-sage)}
  .nav-phone svg{width:17px;height:17px}
  .nav-enquire{
    background:var(--accent-sand);color:var(--bg-deep);
    padding:12px 18px;font-family:var(--sans);font-weight:500;font-size:16px;
    text-transform:uppercase;letter-spacing:0.1em;
    transition:all .25s ease;
  }
  .nav-enquire:hover{background:var(--accent-sand-hover);color:#fff}
  .hamburger{display:none;width:40px;height:40px;align-items:center;justify-content:center;flex-direction:column;gap:5px}
  .hamburger span{width:22px;height:1.5px;background:var(--text-primary);transition:all .3s}
  .hamburger.open span:nth-child(1){transform:translateY(6.5px) rotate(45deg)}
  .hamburger.open span:nth-child(2){opacity:0}
  .hamburger.open span:nth-child(3){transform:translateY(-6.5px) rotate(-45deg)}
  
  .mobile-menu{
    position:fixed;inset:0;background:var(--bg-base);
    z-index:90;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:28px;
    opacity:0;pointer-events:none;transition:opacity .3s ease;
  }
  .mobile-menu.open{opacity:1;pointer-events:auto}
  .mobile-menu a{font-family:var(--serif);font-size:32px;color:var(--text-primary)}
  .mobile-menu .mobile-enquire{
    font-family:var(--sans);font-size:14px;font-weight:500;
    text-transform:uppercase;letter-spacing:0.12em;
    background:var(--accent-sand);color:var(--bg-deep);
    padding:16px 32px;margin-top:12px;
  }
  
  /* =========================================================
     HERO
     ========================================================= */
  .hero{padding-top:140px;padding-bottom:80px;overflow:hidden}
  .hero-grid{
    display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center;
  }
  .hero-copy > *{opacity:0;transform:translateY(14px);animation:fadeUp .9s ease forwards}
  .hero-copy > *:nth-child(1){animation-delay:.05s}
  .hero-copy > *:nth-child(2){animation-delay:.2s}
  .hero-copy > *:nth-child(3){animation-delay:.38s}
  .hero-copy > *:nth-child(4){animation-delay:.55s}
  .hero-copy > *:nth-child(5){animation-delay:.7s}
  @keyframes fadeUp{to{opacity:1;transform:none}}
  
  .hero .hero-label{
    display:inline-block;
    font-family:var(--sans);font-weight:500;font-size:12px;color:var(--accent-sage);
    text-transform:uppercase;letter-spacing:0.18em;margin-bottom:24px;
    padding-left:32px;position:relative;
  }
  .hero .hero-label::before{content:"";position:absolute;left:0;top:50%;width:22px;height:1px;background:var(--accent-sage)}
  .hero-title{
    font-family:var(--serif);font-weight:400;
    font-size:clamp(42px,6.2vw,82px);
    line-height:1.02;
    letter-spacing:-0.02em;
    color:var(--text-primary);
    margin-bottom:28px;
  }
  .hero-title em{font-style:italic;color:var(--accent-sage);font-weight:400}
  .hero-sub{font-size:18px;line-height:1.65;color:var(--text-body);max-width:520px;margin-bottom:20px}
  .hindi-line{
    font-family:var(--devnag);font-style:italic;color:var(--accent-sage);
    font-size:20px;margin-bottom:36px;line-height:1.5;
  }
  .hero-ctas{display:flex;gap:14px;flex-wrap:wrap}
  
  /* hero visual - placeholder with logo watermark */
  .hero-visual{
    position:relative;
    aspect-ratio:4/5;
    background:var(--bg-alt);
    overflow:hidden;
  }
  .hero-visual::before{
    content:"";position:absolute;inset:0;
    background-image:
      repeating-linear-gradient(45deg, transparent 0 20px, rgba(95,122,93,0.06) 20px 21px);
  }
  .hero-visual .placeholder-tag{
    position:absolute;left:20px;top:20px;
    font-family:ui-monospace,monospace;font-size:11px;color:var(--text-muted);
    background:rgba(255,255,255,.85);padding:6px 10px;
    letter-spacing:0.04em;
  }
  .hero-visual .hero-badge{
    position:absolute;left:24px;bottom:24px;right:24px;
    background:var(--bg-card);padding:22px 26px;
    border-top:2px solid var(--accent-sand);
    display:flex;align-items:center;gap:18px;
    box-shadow:0 20px 40px -24px rgba(34,37,42,.25);
  }
  
  .hero-badge img{width:56px;height:56px;object-fit:contain;flex:none}
  .hero-badge .hb-label{font-size:11px;color:var(--text-muted);text-transform:uppercase;letter-spacing:0.14em;margin-bottom:4px}
  .hero-badge .hb-title{font-family:var(--serif);font-size:20px;color:var(--text-primary);line-height:1.2}
  .hero-badge .hb-meta{font-size:13px;color:var(--text-muted);margin-top:4px}
  .hero-visual .hero-badge{
    display:none;
  }
  
  
  /* Stats */
  .stats{
    background:var(--bg-card);
    border-top:1px solid var(--border-subtle);
    border-bottom:1px solid var(--border-subtle);
    padding:48px 0;
  }
  .stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;justify-items:center}
  .stat{text-align:left;position:relative;padding-left:24px;display:inline-block}
  .stat::before{content:"";position:absolute;left:0;top:8px;bottom:8px;width:2px;background:var(--accent-sand)}
  .stat .num{
    font-family:var(--serif);font-weight:400;
    font-size:clamp(44px,5.2vw,78px);line-height:1;color:var(--text-primary);
    letter-spacing:-0.02em;
  }
  .stat .num .suffix{color:var(--accent-sand)}
  .stat .label{
    font-family:var(--sans);font-weight:500;font-size:12px;
    color:var(--accent-sage);text-transform:uppercase;letter-spacing:0.14em;margin-top:10px;
  }
  
  .hero-visual { aspect-ratio: 5/5; }
  .hero-visual picture img { width:100%; height:100%; object-fit:cover; object-position:50% center; border-radius:inherit; display:block; }
  
  /* =========================================================
     ABOUT
     ========================================================= */
  .about{background:var(--bg-alt)}
  .about-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
  .about h2{margin-bottom:28px;font-size:clamp(32px,4vw,50px);line-height:1.08}
  .about .value-pills{display:flex;flex-wrap:wrap;gap:10px;margin:28px 0}
  .value-pill{
    display:inline-flex;align-items:center;gap:8px;
    padding:8px 16px;border:1px solid var(--border-sage);
    font-family:var(--sans);font-size:13px;color:var(--accent-sage);
    border-radius:999px;
  }
  .value-pill::before{content:"";width:5px;height:5px;background:var(--accent-sage);border-radius:50%}
  .about-link{
    display:inline-flex;align-items:center;gap:10px;
    font-family:var(--sans);font-weight:500;font-size:14px;
    color:var(--text-primary);padding-bottom:4px;
    border-bottom:1px solid var(--text-primary);
    transition:all .25s ease;margin-top:8px;
  }
  .about-link:hover{color:var(--accent-sand);border-bottom-color:var(--accent-sand);gap:14px}
  
  /* About credentials card (replaces old founder photos) */
  .about-card{
    background:var(--bg-card);
    border:1px solid var(--border-subtle);
    padding:40px;
    position:relative;
    display:flex;flex-direction:column;
    box-shadow:0 1px 0 rgba(34,37,42,0.04), 0 12px 32px -16px rgba(34,37,42,0.12);
  }
  .about-card::before{
    content:"";position:absolute;top:0;left:0;
    width:48px;height:3px;background:var(--accent-sand);
  }
  .about-card-head{
    display:flex;align-items:center;justify-content:space-between;
    margin-bottom:32px;
  }
  .about-card-eyebrow{
    font-family:var(--sans);font-size:11px;font-weight:500;
    letter-spacing:0.18em;text-transform:uppercase;
    color:var(--accent-sage);
  }
  .about-card-monogram{
    font-family:var(--serif);font-style:italic;font-weight:500;
    font-size:22px;color:var(--text-primary);
    letter-spacing:0.04em;
  }
  .about-card-quote{
    font-family:var(--serif);font-weight:400;font-style:italic;
    font-size:clamp(22px,2.4vw,30px);line-height:1.25;
    color:var(--text-primary);
    margin:0 0 32px;
  }
  .about-card-divider{
    height:1px;background:var(--border-subtle);
    margin-bottom:28px;
  }
  .about-card-stats{
    display:grid;grid-template-columns:1fr 1fr;
    gap:24px 32px;margin:0;
  }
  .about-card-stats div{margin:0}
  .about-card-stats dt{
    font-family:var(--sans);font-size:11px;font-weight:500;
    letter-spacing:0.14em;text-transform:uppercase;
    color:var(--text-muted);margin-bottom:6px;
  }
  .about-card-stats dd{
    font-family:var(--serif);font-size:17px;line-height:1.3;
    color:var(--text-primary);margin:0;
  }
  
  /* Mobile: card needs less padding, single-column stats */
  @media (max-width:720px){
    .about-card{padding:28px 24px}
    .about-card-head{margin-bottom:24px}
    .about-card-quote{margin-bottom:24px}
    .about-card-divider{margin-bottom:20px}
    .about-card-stats{grid-template-columns:1fr;gap:18px}
    .about-card-stats dd{font-size:16px}
  }
  
  /* =========================================================
     SERVICES — DARK
     ========================================================= */
  .services{background:var(--bg-deep);color:var(--text-light)}
  .services h2{color:var(--text-light);margin-bottom:18px}
  .services .lede{color:rgba(226,229,224,.72)}
  .services-grid{
    display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:60px;
  }
  .service-card{
    background:var(--bg-deep-card);
    border:1px solid rgba(95,122,93,.2);
    padding:36px 30px;
    transition:all .3s ease;
    display:flex;flex-direction:column;gap:18px;
    min-height:340px;
  }
  .service-card:hover{
    border-color:var(--accent-sand);
    transform:translateY(-4px);
    box-shadow:0 24px 40px -20px rgba(0,0,0,.5);
  }
  .service-card .num{
    font-family:var(--serif);font-size:48px;color:var(--accent-sand);
    line-height:1;font-weight:400;
  }
  .service-card h3{
    font-family:var(--serif);font-weight:500;font-size:24px;
    color:var(--text-light);line-height:1.25;
  }
  .service-card p{color:rgba(226,229,224,.74);font-size:15px;line-height:1.65;flex:1}
  .service-card .meta{
    font-size:12px;color:var(--accent-sage);text-transform:uppercase;letter-spacing:0.12em;
    padding-top:16px;border-top:1px solid rgba(95,122,93,.22);
  }
  
  /* =========================================================
     PROJECTS
     ========================================================= */
  .projects-grid{
    display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:60px;
  }
  .project-card{
    background:var(--bg-card);border:1px solid var(--border-subtle);
    transition:all .3s ease;display:flex;flex-direction:column;
  }
  .project-card:hover{transform:translateY(-4px);box-shadow:0 24px 40px -24px rgba(34,37,42,.2)}
  .project-photo{
    aspect-ratio:4/3;background:var(--bg-alt);position:relative;overflow:hidden;
  }
  /* .project-photo::before{
    content:"";position:absolute;inset:0;
    background-image:repeating-linear-gradient(45deg, transparent 0 16px, rgba(34,37,42,0.05) 16px 17px);
  } */
  .project-photo .tag{
    position:absolute;left:14px;top:14px;
    font-family:ui-monospace,monospace;font-size:10px;color:var(--text-muted);
    background:rgba(255,255,255,.9);padding:5px 9px;
  }
  .project-photo .status{
    position:absolute;right:14px;top:14px;
    padding:6px 12px;font-size:11px;text-transform:uppercase;letter-spacing:0.12em;
    background:rgba(95,122,93,0.95);color:#fff;font-weight:500;
  }
  .project-photo .status.delivered{background:rgba(80,130,70,0.95)}
  .project-photo .status.available{background:rgba(181,151,92,0.95)}
  .project-photo .initials{
    position:absolute;inset:0;display:flex;align-items:center;justify-content:center;
    font-family:var(--serif);font-size:80px;color:rgba(34,37,42,0.14);
  }
  .project-body{padding:26px;display:flex;flex-direction:column;gap:12px;flex:1}
  .project-body .type-badge{
    font-family:var(--sans);font-size:11px;font-weight:500;
    color:var(--accent-sage);text-transform:uppercase;letter-spacing:0.14em;
  }
  .project-body h3{
    font-family:var(--serif);font-weight:500;font-size:22px;color:var(--text-primary);line-height:1.25;
  }
  .project-body .address{color:var(--text-muted);font-size:14px}
  .project-body .meta{
    display:flex;justify-content:space-between;align-items:center;
    margin-top:auto;padding-top:16px;border-top:1px solid var(--border-subtle);
    font-size:13px;color:var(--text-muted);
  }
  .project-body .price{color:var(--text-primary);font-family:var(--serif);font-size:18px}
  
  .projects-cta{
    margin-top:48px;padding:36px;background:var(--bg-alt);
    display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;
  }
  .projects-cta .txt{font-family:var(--serif);font-size:22px;color:var(--text-primary)}
  
  .project-photo picture img { width:100%; height:100%; object-fit:cover; object-position:50% center; border-radius:inherit; display:block; }
  
  /* =========================================================
     AREAS
     ========================================================= */
  .areas{background:var(--bg-alt)}
  .areas-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:60px}
  .area-card{
    background:var(--bg-card);
    padding:32px 28px;
    border:1px solid var(--border-subtle);
    position:relative;
    transition:all .3s ease;
    display:flex;flex-direction:column;gap:12px;
    min-height:220px;
  }
  .area-card:hover{border-color:var(--accent-sage);transform:translateY(-3px)}
  .area-card .hq-badge{
    position:absolute;right:16px;top:16px;
    font-size:10px;letter-spacing:0.14em;text-transform:uppercase;
    background:var(--accent-sand);color:var(--bg-deep);
    padding:4px 9px;font-weight:500;
  }
  .area-card h3{font-family:var(--serif);font-size:26px;color:var(--text-primary);line-height:1.15}
  .area-card p{font-size:14px;color:var(--text-body);margin:0;flex:1}
  .area-card .stat-line{font-size:12px;color:var(--accent-sage);text-transform:uppercase;letter-spacing:0.14em}
  .area-card .arrow{
    display:inline-flex;align-items:center;gap:8px;
    font-size:13px;font-weight:500;color:var(--text-primary);margin-top:auto;
    transition:gap .25s ease;
  }
  .area-card:hover .arrow{gap:14px;color:var(--accent-sand)}
  .areas-sub{margin-top:32px;color:var(--text-muted);font-size:15px}
  .areas-sub a{color:var(--accent-sage);border-bottom:1px solid var(--accent-sage)}
  
  /* =========================================================
     EMI CALCULATOR
     ========================================================= */
  .emi-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:56px;margin-top:60px;align-items:stretch}
  .emi-calc{background:var(--bg-card);border:1px solid var(--border-subtle);padding:40px}
  .emi-field{margin-bottom:28px}
  .emi-field .row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}
  .emi-field label{font-size:12px;text-transform:uppercase;letter-spacing:0.14em;color:var(--accent-sage);font-weight:500}
  .emi-field .val{font-family:var(--serif);font-size:22px;color:var(--text-primary)}
  .emi-field input[type=range]{
    width:100%;height:4px;background:var(--bg-alt);border-radius:2px;
    -webkit-appearance:none;appearance:none;outline:none;
  }
  .emi-field input[type=range]::-webkit-slider-thumb{
    -webkit-appearance:none;appearance:none;
    width:22px;height:22px;background:var(--accent-sand);border-radius:50%;cursor:pointer;
    box-shadow:0 2px 8px rgba(181,151,92,.4);
  }
  .emi-field input[type=range]::-moz-range-thumb{
    width:22px;height:22px;background:var(--accent-sand);border-radius:50%;cursor:pointer;border:none;
  }
  .emi-result{
    margin-top:32px;padding-top:32px;border-top:1px solid var(--border-subtle);
    display:grid;grid-template-columns:1fr 1fr 1fr;gap:20px;
  }
  .emi-result .big{grid-column:span 3;padding-bottom:12px}
  .emi-result .label-sm{font-size:11px;color:var(--text-muted);text-transform:uppercase;letter-spacing:0.14em;margin-bottom:6px}
  .emi-result .big .amount{font-family:var(--serif);font-size:56px;color:var(--text-primary);line-height:1}
  .emi-result .sub{padding-top:12px;border-top:1px solid var(--border-subtle)}
  .emi-result .sub .amount{font-family:var(--serif);font-size:22px;color:var(--text-primary)}
  
  .emi-side{display:flex;flex-direction:column;justify-content:space-between;gap:32px}
  .emi-side h3{font-family:var(--serif);font-size:26px;margin-bottom:12px;line-height:1.2}
  .emi-side p{color:var(--text-body);font-size:15px}
  .bank-strip{
    display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:20px;
  }
  .bank-chip{
    background:var(--bg-card);border:1px solid var(--border-subtle);
    padding:18px 14px;text-align:center;
    font-family:var(--serif);font-size:15px;color:var(--text-muted);
    letter-spacing:0.02em;transition:all .25s ease;
    min-height:62px;display:flex;align-items:center;justify-content:center;
  }
  .bank-chip:hover{color:var(--text-primary);border-color:var(--accent-sage)}
  
  /* =========================================================
     PROCESS
     ========================================================= */
  .process{background:var(--bg-alt)}
  .process-grid{
    display:grid;grid-template-columns:repeat(6,1fr);gap:16px;margin-top:60px;
    position:relative;
  }
  .process-grid::before{
    content:"";position:absolute;
    top:34px;left:5%;right:5%;height:1px;
    background:var(--border-sage);
    z-index:0;
  }
  .process-step{
    position:relative;z-index:1;
    display:flex;flex-direction:column;gap:12px;
    background:var(--bg-alt);padding:0 8px;
  }
  .process-step .step-num{
    width:68px;height:68px;border-radius:50%;
    background:var(--bg-card);border:1px solid var(--border-sage);
    display:flex;align-items:center;justify-content:center;
    font-family:var(--serif);font-size:28px;color:var(--accent-sage);
    margin-bottom:8px;
  }
  .process-step h3{font-family:var(--serif);font-size:19px;color:var(--text-primary);line-height:1.25}
  .process-step p{font-size:14px;color:var(--text-body);line-height:1.55;margin:0}
  .process-footer{
    margin-top:44px;padding:28px 32px;background:var(--bg-card);
    display:flex;align-items:center;justify-content:space-between;gap:24px;
    border:1px solid var(--border-subtle);flex-wrap:wrap;
  }
  .process-footer .ft{color:var(--text-primary);font-family:var(--serif);font-size:20px}
  
  /* =========================================================
     BANKS SECTION
     ========================================================= */
  .banks .head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;flex-wrap:wrap}
  .banks-logos{
    display:grid;grid-template-columns:repeat(6,1fr);gap:14px;margin-top:60px;
  }
  .banks-logos .bank-chip{min-height:82px;font-size:16px}
  .banks-disclaimer{margin-top:24px;color:var(--text-muted);font-size:13px;text-align:center}
  
  /* =========================================================
     TESTIMONIALS
     ========================================================= */
  .testimonials{background:var(--bg-alt)}
  .testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:60px}
  .testimonial{
    background:var(--bg-card);border:1px solid var(--border-subtle);
    padding:36px 30px;display:flex;flex-direction:column;gap:18px;
    transition:all .3s ease;
  }
  .testimonial:hover{transform:translateY(-3px);box-shadow:0 20px 36px -24px rgba(34,37,42,.18)}
  .quote-mark{
    font-family:var(--serif);font-size:64px;color:var(--accent-sage);
    line-height:0.4;height:28px;font-weight:400;
  }
  .testimonial p{font-style:italic;font-family:var(--serif);font-size:18px;line-height:1.55;color:var(--text-body);flex:1;margin:0}
  .testimonial .meta{display:flex;align-items:center;gap:14px;margin-top:12px;padding-top:18px;border-top:1px solid var(--border-subtle)}
  .testimonial .avatar{width:48px;height:48px;border-radius:50%;background:var(--bg-alt);
    display:flex;align-items:center;justify-content:center;
    font-family:var(--serif);font-size:18px;color:var(--accent-sage);
    flex:none;
  }
  .testimonial .who{font-family:var(--serif);font-size:16px;color:var(--text-primary);line-height:1.2}
  .testimonial .where{font-size:12px;color:var(--text-muted);text-transform:uppercase;letter-spacing:0.1em;margin-top:2px}
  .stars{color:var(--accent-sand);font-size:14px;letter-spacing:2px}
  
  /* =========================================================
     GOOGLE REVIEWS
     ========================================================= */
  .reviews{text-align:center}
  .reviews .head-center{text-align:center}
  .reviews .head-center .section-label{padding-left:40px}
  .reviews .head-center .section-label::before{left:0}
  .reviews-card{
    max-width:720px;margin:60px auto 0;
    background:var(--bg-card);border:1px solid var(--border-subtle);
    padding:44px;display:flex;flex-direction:column;align-items:center;gap:18px;
  }
  .reviews-card .g-mark{
    width:56px;height:56px;border-radius:50%;
    background:var(--bg-alt);display:flex;align-items:center;justify-content:center;
    font-family:var(--serif);font-size:30px;color:#4285f4;font-weight:500;
  }
  .reviews-card .rating{font-family:var(--serif);font-size:44px;color:var(--text-primary);line-height:1}
  .reviews-card .stars-lg{color:var(--accent-sand);font-size:22px;letter-spacing:4px}
  .reviews-card .count{color:var(--text-muted);font-size:14px}
  
  /* =========================================================
     NRI
     ========================================================= */
  .nri{background:var(--bg-alt)}
  .nri-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:64px;align-items:center}
  .nri h2{margin-bottom:24px;font-size:clamp(30px,3.6vw,46px)}
  .nri p{font-size:16px;line-height:1.7}
  .nri .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
  .nri-icons{display:grid;grid-template-columns:1fr 1fr;gap:14px}
  .nri-icon{
    background:var(--bg-card);border:1px solid var(--border-subtle);
    padding:28px 22px;display:flex;flex-direction:column;gap:10px;
    transition:all .25s ease;
  }
  .nri-icon:hover{border-color:var(--accent-sage);transform:translateY(-2px)}
  .nri-icon .ico{
    width:40px;height:40px;border:1px solid var(--accent-sage);border-radius:50%;
    display:flex;align-items:center;justify-content:center;color:var(--accent-sage);
  }
  .nri-icon .ico svg{width:18px;height:18px}
  .nri-icon h4{font-family:var(--serif);font-size:18px;color:var(--text-primary);font-weight:500;margin:0}
  .nri-icon p{font-size:13px;color:var(--text-muted);margin:0;line-height:1.5}
  
  /* =========================================================
     FAQ
     ========================================================= */
  .faq{max-width:960px;margin:0 auto}
  .faq .container{max-width:960px}
  .faq-list{margin-top:48px;border-top:1px solid var(--border-subtle)}
  .faq-item{border-bottom:1px solid var(--border-subtle)}
  .faq-q{
    width:100%;display:flex;justify-content:space-between;align-items:center;
    padding:24px 0;text-align:left;gap:20px;
    font-family:var(--serif);font-size:21px;color:var(--text-primary);line-height:1.3;
    transition:color .2s ease;
  }
  .faq-q:hover{color:var(--accent-sand)}
  .faq-q .plus{
    flex:none;width:28px;height:28px;border:1px solid var(--border-subtle);
    border-radius:50%;position:relative;transition:all .25s ease;
  }
  .faq-q .plus::before,.faq-q .plus::after{
    content:"";position:absolute;background:var(--text-primary);transition:all .25s ease;
  }
  .faq-q .plus::before{left:8px;right:8px;top:50%;height:1px;margin-top:-0.5px}
  .faq-q .plus::after{top:8px;bottom:8px;left:50%;width:1px;margin-left:-0.5px}
  .faq-item.open .faq-q .plus{background:var(--accent-sand);border-color:var(--accent-sand)}
  .faq-item.open .faq-q .plus::before,.faq-item.open .faq-q .plus::after{background:#fff}
  .faq-item.open .faq-q .plus::after{transform:scaleY(0)}
  .faq-a{
    max-height:0;overflow:hidden;transition:max-height .35s ease;
  }
  .faq-a-inner{padding:0 0 28px 0;color:var(--text-body);font-size:16px;line-height:1.7;max-width:780px}
  .faq-item.open .faq-a{max-height:400px}
  
  .faq-hindi{margin-top:80px}
  .faq-hindi h3{
    font-family:var(--devnag);font-size:30px;color:var(--text-primary);
    margin-bottom:40px;font-weight:400;
  }
  .faq-hindi .faq-q{font-family:var(--devnag);font-size:20px}
  .faq-hindi .faq-a-inner{font-family:var(--devnag);font-size:15px}
  
  /* =========================================================
     CONTACT
     ========================================================= */
  .contact{background:var(--bg-alt)}
  .contact-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:56px;margin-top:60px;align-items:start}
  .contact-info > * + *{margin-top:24px}
  .contact-row{display:flex;gap:14px;align-items:flex-start}
  .contact-row .ico{
    width:40px;height:40px;flex:none;background:var(--bg-card);
    border:1px solid var(--border-subtle);border-radius:50%;
    display:flex;align-items:center;justify-content:center;color:var(--accent-sage);
  }
  .contact-row .ico svg{width:16px;height:16px}
  .contact-row .lbl{font-size:11px;text-transform:uppercase;letter-spacing:0.14em;color:var(--accent-sage);margin-bottom:4px;font-weight:500}
  .contact-row .val{color:var(--text-primary);font-size:16px;line-height:1.4}
  .contact-row a.val:hover{color:var(--accent-sand)}
  .social-row{display:flex;gap:10px;margin-top:20px}
  .social-row a{
    width:42px;height:42px;border:1px solid var(--border-subtle);border-radius:50%;
    display:flex;align-items:center;justify-content:center;color:var(--text-primary);
    transition:all .25s ease;
  }
  .social-row a:hover{background:var(--accent-sage);color:#fff;border-color:var(--accent-sage)}
  .social-row svg{width:16px;height:16px}
  .map-wrap{margin-top:28px;border:1px solid var(--border-subtle);overflow:hidden}
  .map-wrap iframe{display:block;width:100%;height:440px;border:0;filter:grayscale(.2) contrast(.95)}
  
  .contact-form{background:var(--bg-card);border:1px solid var(--border-subtle);padding:40px}
  .contact-form h3{font-family:var(--serif);font-size:26px;margin-bottom:8px;line-height:1.2}
  .contact-form .sub{color:var(--text-muted);font-size:14px;margin-bottom:28px}
  .form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
  .form-field{display:flex;flex-direction:column;margin-bottom:16px}
  .form-field label{
    font-size:11px;text-transform:uppercase;letter-spacing:0.14em;
    color:var(--accent-sage);margin-bottom:8px;font-weight:500;
  }
  .form-field input,.form-field select,.form-field textarea{
    font-family:var(--sans);font-size:15px;color:var(--text-primary);
    background:var(--bg-base);border:1px solid var(--border-subtle);
    padding:14px 16px;outline:none;transition:all .2s;
    width:100%;
  }
  .form-field textarea{resize:vertical;min-height:90px}
  .form-field input:focus,.form-field select:focus,.form-field textarea:focus{
    border-color:var(--accent-sage);background:#fff;
  }
  .form-submit-row{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:12px}
  .form-status{font-size:14px;min-height:20px}
  .form-status.ok{color:var(--accent-sage)}
  .form-status.err{color:#b03a3a}
  
  /* =========================================================
     FOOTER
     ========================================================= */
  footer{background:var(--bg-deep);color:var(--text-light);padding-top:80px}
  .footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.1fr;gap:48px;padding-bottom:48px}
  .footer-brand{display:flex;align-items:center;gap:14px;margin-bottom:20px}
  .footer-brand img{width:52px;height:52px;object-fit:contain}
  .footer-brand .brand-text .b1{color:var(--text-light)}
  .footer-brand .brand-text .b2{color:rgba(226,229,224,.6)}
  footer p{color:rgba(226,229,224,.72);font-size:14px;line-height:1.6;max-width:320px}
  footer h4{font-family:var(--sans);font-weight:500;font-size:12px;color:rgba(226,229,224,.55);
    text-transform:uppercase;letter-spacing:0.16em;margin-bottom:18px}
  footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
  footer ul a{color:var(--text-light);font-size:14px;transition:color .2s}
  footer ul a:hover{color:var(--accent-sand)}
  .footer-social{display:flex;gap:10px;margin-top:20px}
  .footer-social a{
    width:38px;height:38px;border:1px solid rgba(226,229,224,.15);border-radius:50%;
    display:flex;align-items:center;justify-content:center;color:var(--text-light);
    transition:all .25s ease;
  }
  .footer-social a:hover{background:var(--accent-sand);color:var(--bg-deep);border-color:var(--accent-sand)}
  .footer-social svg{width:15px;height:15px}
  .listed-on{padding:28px 0;border-top:1px solid rgba(226,229,224,.12);display:flex;gap:24px;align-items:center;flex-wrap:wrap}
  .listed-on .label-sm{font-size:11px;text-transform:uppercase;letter-spacing:0.18em;color:rgba(226,229,224,.55)}
  .listed-on .portals{display:flex;gap:18px;flex-wrap:wrap}
  .listed-on .portals a{font-family:var(--serif);font-size:17px;color:rgba(226,229,224,.85);transition:color .2s}
  .listed-on .portals a:hover{color:var(--accent-sand)}
  .legal-line{padding:18px 0;border-top:1px solid rgba(226,229,224,.12);font-size:12px;color:rgba(226,229,224,.45);line-height:1.7}
  .bottom-bar{padding:22px 0;border-top:1px solid rgba(226,229,224,.12);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13px;color:rgba(226,229,224,.5)}
  .bottom-bar a{color:rgba(226,229,224,.65);margin-left:16px;transition:color .2s}
  .bottom-bar a:hover{color:var(--accent-sand)}
  
  /* =========================================================
     WHATSAPP FLOATING
     ========================================================= */
  .wa-float{
    position:fixed;right:22px;bottom:22px;z-index:95;
    width:58px;height:58px;border-radius:50%;
    background:#25D366;color:#fff;
    display:flex;align-items:center;justify-content:center;
    box-shadow:0 10px 30px rgba(37,211,102,.4);
    transition:transform .25s ease;
  }
  .wa-float:hover{transform:scale(1.08)}
  .wa-float svg{width:28px;height:28px}
  .wa-float::before{
    content:"";position:absolute;inset:0;border-radius:50%;
    background:#25D366;opacity:.5;z-index:-1;
    animation:pulse 2.2s ease-out infinite;
  }
  @keyframes pulse{
    0%{transform:scale(1);opacity:.55}
    100%{transform:scale(1.6);opacity:0}
  }
  @media (prefers-reduced-motion:reduce){
    .wa-float::before{animation:none}
    *{animation-duration:0s !important;transition-duration:0s !important}
  }
  
  /* =========================================================
     MODAL
     ========================================================= */
  .modal-overlay{
    position:fixed;inset:0;background:rgba(34,37,42,.6);
    z-index:200;display:flex;align-items:center;justify-content:center;padding:20px;
    opacity:0;pointer-events:none;transition:opacity .25s ease;
  }
  .modal-overlay.open{opacity:1;pointer-events:auto}
  .modal{
    background:var(--bg-base);max-width:540px;width:100%;max-height:80vh;overflow:auto;
    padding:40px;position:relative;
  }
  .modal.modal-legal{max-width:760px;max-height:85vh}
  .modal-legal h4{
    font-family:var(--serif);font-size:18px;margin:22px 0 8px;
    color:var(--text-primary);
  }
  .modal-legal h4:first-of-type{margin-top:8px}
  .modal-legal p{
    font-size:14.5px;line-height:1.65;color:var(--text-body);margin-bottom:10px;
  }
  .modal-legal .legal-meta{
    font-size:13px;color:var(--text-muted);margin-bottom:18px;
    padding-bottom:14px;border-bottom:1px solid var(--border-subtle);
  }
  .modal-legal a{color:var(--accent-sage);text-decoration:underline}
  .modal-legal strong{color:var(--text-primary)}
  
  /* form consent checkbox */
  .form-consent{margin:8px 0 4px}
  .consent-label{
    display:flex;align-items:flex-start;gap:10px;cursor:pointer;
    font-size:13.5px;line-height:1.5;color:var(--text-body);
  }
  .consent-label input[type="checkbox"]{
    margin-top:3px;flex-shrink:0;width:16px;height:16px;cursor:pointer;
    accent-color:var(--accent-sage);
  }
  .consent-label a{color:var(--accent-sage);text-decoration:underline}
  .consent-label a:hover{text-decoration:none}
  
  .modal h3{font-family:var(--serif);font-size:28px;margin-bottom:16px}
  .modal .close{
    position:absolute;top:14px;right:14px;width:36px;height:36px;
    display:flex;align-items:center;justify-content:center;
    border:1px solid var(--border-subtle);border-radius:50%;
    font-size:22px;line-height:1;color:var(--text-primary);
  }
  
  /* =========================================================
     RESPONSIVE
     ========================================================= */
  @media (max-width:1100px){
    .services-grid,.projects-grid,.testimonials-grid,.areas-grid{grid-template-columns:repeat(2,1fr)}
    .process-grid{grid-template-columns:repeat(3,1fr)}
    .process-grid::before{display:none}
    .banks-logos{grid-template-columns:repeat(3,1fr)}
    .footer-grid{grid-template-columns:repeat(2,1fr)}
  }
  @media (max-width:900px){
    .nav-links{display:none}
    .hamburger{display:flex}
    .nav-phone{display:none}
    .nav-enquire{display:none}
    .hero-grid,.about-grid,.emi-grid,.nri-grid,.contact-grid{grid-template-columns:1fr;gap:48px}
    .hero{padding-top:110px}
    .stats-grid{grid-template-columns:1fr 1fr;gap:28px}
    .section-head h2{font-size:34px}
    .form-row{grid-template-columns:1fr}
    .bank-strip{grid-template-columns:repeat(3,1fr)}
  }
  @media (max-width:640px){
    .container{padding:0 22px}
    .services-grid,.projects-grid,.testimonials-grid,.areas-grid{grid-template-columns:1fr}
    .process-grid{grid-template-columns:1fr}
    .banks-logos{grid-template-columns:repeat(2,1fr)}
    .footer-grid{grid-template-columns:1fr}
    .hero-title{font-size:70px}
    .emi-calc,.contact-form{padding:26px}
    .emi-result{grid-template-columns:1fr 1fr}
    .emi-result .big{grid-column:span 2}
    .emi-result .big .amount{font-size:42px}
    .brand-text .b1{font-size:30px}
    .brand-text .b2{display:none}
    .nav-brand img{width:56px;height:56px}
  
    /* Footer center alignment */
    .footer-grid > div{text-align:center}
    .footer-brand{justify-content:center}
    footer p{max-width:100%}
    .footer-social{justify-content:center}
    footer ul{align-items:center}
    .listed-on{flex-direction:column;align-items:center;text-align:center}
    .listed-on .portals{justify-content:center}
    .legal-line{text-align:center}
    .bottom-bar{flex-direction:column;align-items:center;text-align:center}
    .bottom-bar a{margin-left:0}
  
    /* Process section center alignment */
    .section-head{text-align:center}
    .section-head .lede{max-width:100%}
    .process-step{text-align:center}
    .step-num{margin:0 auto}
    .process-footer{text-align:center;align-items:center}
    .banks .section-head h2{text-align:center}
  
    .banks .head-row{display:block}
    .banks .head-row h2{text-align:center}
    .banks .head-row > p{text-align:center;max-width:100%;margin:0 auto}
  
    .process-footer{justify-content:center}
  
    .hero-copy .hero-title{text-align:center;}
    .hero-copy .hero-sub{text-align:center;margin-left: 30px;margin-right: 30px;}
    .hero-copy .hindi-line{text-align:center;}
    .hero-ctas{justify-content:center}
  
    .faq-hindi h3{text-align: center;}
  }